{"id":17523,"date":"2024-04-03T14:30:02","date_gmt":"2024-04-03T07:30:02","guid":{"rendered":"http:\/\/kenh69.info\/?p=17523"},"modified":"2024-04-03T14:32:06","modified_gmt":"2024-04-03T07:32:06","slug":"17523-2","status":"publish","type":"post","link":"https:\/\/kenh69.info\/?p=17523","title":{"rendered":"Qu\u00ean b\u1ea3o hi\u1ec3m xe m\u00e1y khi ra \u0111\u01b0\u1eddng s\u1ebd b\u1ecb x\u1eed ph\u1ea1t bao nhi\u00eau ti\u1ec1n?"},"content":{"rendered":"<h2>B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 m\u1ed9t trong c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe ph\u1ea3i mang theo khi tham gia giao th\u00f4ng, n\u1ebfu kh\u00f4ng c\u00f3, ch\u1ee7 xe s\u1ebd b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh.<\/h2>\n<p><strong>Gi\u00e1 b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 bao nhi\u00eau?<\/strong><\/p>\n<figure><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/media.phunutoday.vn\/files\/content\/2024\/04\/03\/bao-hiem-xe-may-0942.jpg\" alt=\"B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 t\u00ean th\u01b0\u1eddng d\u00f9ng \u0111\u1ec3 ch\u1ec9 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe m\u00f4 t\u00f4, xe m\u00e1y. \" width=\"900\" height=\"472\" data-height=\"472\" data-width=\"900\" \/>B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 t\u00ean th\u01b0\u1eddng d\u00f9ng \u0111\u1ec3 ch\u1ec9 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe m\u00f4 t\u00f4, xe m\u00e1y.<\/figure>\n<p>Hi\u1ec7n nay, m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111ang \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i\u00a0Ph\u1ee5 l\u1ee5c I Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP\u00a0nh\u01b0 sau:<\/p>\n<p>&#8211; Xe m\u00e1y d\u01b0\u1edbi 50 ph\u00e2n kh\u1ed1i (d\u01b0\u1edbi 50 cc): 55.000 \u0111\u1ed3ng\/n\u0103m (ch\u01b0a bao g\u1ed3m VAT).<\/p>\n<p>&#8211; Xe m\u00e1y tr\u00ean 50cc: 60.000 \u0111\u1ed3ng\/n\u0103m (ch\u01b0a bao g\u1ed3m VAT).<\/p>\n<p>&#8211; Xe ph\u00e2n kh\u1ed1i l\u1edbn (tr\u00ean 175cc): 290.000 \u0111\u1ed3ng\/n\u0103m (ch\u01b0a bao g\u1ed3m VAT).<\/p>\n<p>Tr\u01b0\u1eddng h\u1ee3p mua b\u1ea3o hi\u1ec3m xe m\u00e1y qua c\u00e1c app, v\u00ed \u0111i\u1ec7n t\u1eed, ng\u01b0\u1eddi mua c\u00f2n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn c\u00e1c m\u00e3 gi\u1ea3m gi\u00e1 \u01b0u \u0111\u00e3i. Nh\u1edd \u0111\u00f3, s\u1ed1 ti\u1ec1n th\u1ef1c t\u1ebf ph\u1ea3i b\u1ecf ra \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f2n \u00edt h\u01a1n so v\u1edbi quy \u0111\u1ecbnh.<\/p>\n<p>M\u1ed7i xe \u0111\u01b0\u1ee3c c\u1ea5p 01 gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m (c\u00f3 th\u1ec3 d\u01b0\u1edbi d\u1ea1ng gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m \u0111i\u1ec7n t\u1eed) n\u1ebfu b\u1ecb m\u1ea5t ph\u1ea3i c\u00f3 v\u0103n b\u1ea3n \u0111\u1ec1 ngh\u1ecb doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m (n\u01a1i \u0111\u00e3 c\u1ea5p gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m) c\u1ea5p l\u1ea1i gi\u1ea5y n\u00e0y.<\/p>\n<p><strong>B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 m\u1ea5y lo\u1ea1i?<\/strong><\/p>\n<p>Theo kho\u1ea3n 3 \u0110i\u1ec1u 4 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP, c\u00f3 02 lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y:<\/p>\n<p><em>&#8211; B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y (B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe m\u00f4 t\u00f4, xe m\u00e1y):\u00a0<\/em>L\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c ch\u1ee7 xe m\u00e1y, xe m\u00f4 t\u00f4 ph\u1ea3i tham gia nh\u1eb1m m\u1ee5c \u0111\u00edch b\u1ea3o v\u1ec7 l\u1ee3i \u00edch c\u00f4ng c\u1ed9ng, m\u00f4i tr\u01b0\u1eddng v\u00e0 an to\u00e0n x\u00e3 h\u1ed9i.<\/p>\n<p>Khi x\u1ea3y ra tai n\u1ea1n, v\u1ec1 nguy\u00ean t\u1eafc, b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c kh\u00f4ng b\u1ed3i th\u01b0\u1eddng cho ch\u1ee7 xe m\u00e0 th\u1ef1c hi\u1ec7n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n do l\u1ed7i c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi.<\/p>\n<p><em>&#8211; B\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n:<\/em>\u00a0\u0110\u00e2u l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1eaft bu\u1ed9c. Ng\u01b0\u1eddi tham gia giao th\u00f4ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn mua ho\u1eb7c kh\u00f4ng mua b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n.<\/p>\n<p>Tuy nhi\u00ean n\u1ebfu tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n, ch\u1ee7 xe s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n ho\u1eb7c thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi (bao g\u1ed3m c\u1ea3 ch\u1ee7 xe v\u00e0 ng\u01b0\u1eddi \u0111i c\u00f9ng) khi g\u1eb7p t\u1ea1i n\u1ea1n, s\u1ef1 c\u1ed1 ch\u00e1y n\u1ed5 ho\u1eb7c tr\u1ed9m c\u01b0\u1edbp.<\/p>\n<p>T\u00f9y v\u00e0o lo\u1ea1i b\u1ea3o hi\u1ec3m m\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng \u00e1p d\u1ee5ng, ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng s\u1ebd c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t nh\u1ea5t \u0111\u1ecbnh.<\/p>\n<p><strong>Kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y s\u1ebd b\u1ecb x\u1eed ph\u1ea1t th\u1ebf n\u00e0o?<\/strong><\/p>\n<p>T\u1ea5t nhi\u00ean, khi m\u1ed9t ch\u00ednh s\u00e1ch ra \u0111\u1eddi \u0111\u1ec3 c\u00f3 th\u1ec3 th\u1ef1c thi v\u00e0 ph\u1ed5 bi\u1ebfn \u0111\u1ebfn m\u1ecdi ng\u01b0\u1eddi d\u00e2n, c\u01a1 quan ch\u1ee9c n\u0103ng lu\u00f4n c\u1ea7n \u00e1p \u0111\u1eb7t. \u0110\u00f3 l\u00e0 vi\u1ec7c c\u1ea3nh s\u00e1t giao th\u00f4ng tu\u1ea7n tra tr\u00ean \u0111\u01b0\u1eddng, c\u00f3 th\u1ec3 d\u1eebng xe khi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n vi ph\u1ea1m lu\u1eadt v\u00e0 ch\u1eafc ch\u1eafn h\u1ecd s\u1ebd y\u00eau c\u1ea7u tr\u00ecnh ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m xe m\u00e1y.<\/p>\n<figure><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/media.phunutoday.vn\/files\/content\/2024\/04\/03\/bao-hiem-xe-may-phat-bao-nhieu-0942.jpg\" alt=\"\u0110i\u1ec1u khi\u1ec3n xe m\u00e1y c\u1ea7n mang theo b\u1ea3o hi\u1ec3m xe\" width=\"900\" height=\"506\" data-height=\"506\" data-width=\"900\" \/>\u0110i\u1ec1u khi\u1ec3n xe m\u00e1y c\u1ea7n mang theo b\u1ea3o hi\u1ec3m xe<\/figure>\n<p>Vi\u1ec7c x\u1eed ph\u1ea1t khi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo \u0111i\u1ec1u 21 Ngh\u1ecb \u0111\u1ecbnh 100\/2019\/N\u0110-CP:<\/p>\n<p>Ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y hay c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe m\u00f4 t\u00f4, c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe g\u1eafn m\u00e1y kh\u00f4ng c\u00f3 ho\u1eb7c kh\u00f4ng mang theo Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi c\u00f2n hi\u1ec7u l\u1ef1c s\u1ebd b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 100.000 \u0111\u1ebfn 200.000 \u0111\u1ed3ng.<\/p>\n<p>Tr\u00ean th\u1ecb tr\u01b0\u1eddng hi\u1ec7n \u0111ang rao b\u00e1n r\u1ea5t nhi\u1ec1u lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y kh\u00e1c nhau. Tuy nhi\u00ean ch\u1ec9 c\u00f3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi l\u00e0 b\u1eaft bu\u1ed9c ph\u1ea3i mua, c\u00f2n l\u1ea1i \u0111\u1ec1u l\u00e0 c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n.<\/p>\n<p>Ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00e1y b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c nh\u01b0ng c\u00f3 th\u1ec3 kh\u00f4ng c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n. Nh\u01b0ng n\u1ebfu mua b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n m\u00e0 kh\u00f4ng mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c th\u00ec s\u1ebd b\u1ecb x\u1eed ph\u1ea1t khi tham gia giao th\u00f4ng.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 m\u1ed9t trong c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe ph\u1ea3i mang theo khi tham gia giao th\u00f4ng, n\u1ebfu kh\u00f4ng c\u00f3, ch\u1ee7 xe s\u1ebd b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh. Gi\u00e1 b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 bao nhi\u00eau? B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 t\u00ean th\u01b0\u1eddng d\u00f9ng \u0111\u1ec3 ch\u1ec9 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17524,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kenh69.info\/?p=17523\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u00ean b\u1ea3o hi\u1ec3m xe m\u00e1y khi ra \u0111\u01b0\u1eddng s\u1ebd b\u1ecb x\u1eed ph\u1ea1t bao nhi\u00eau ti\u1ec1n?\" \/>\n<meta property=\"og:description\" content=\"B\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 m\u1ed9t trong c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd b\u1eaft bu\u1ed9c ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe ph\u1ea3i mang theo khi tham gia giao th\u00f4ng, n\u1ebfu kh\u00f4ng c\u00f3, ch\u1ee7 xe s\u1ebd b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh. Gi\u00e1 b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 bao nhi\u00eau? 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